LukePrinsloo
Jet Boat Junkie
- Messages
- 229
- Reaction score
- 175
- Points
- 137
- Location
- Fort Mill, SC
- Boat Make
- Yamaha
- Year
- 2015
- Boat Model
- AR
- Boat Length
- 24
I wanted to say money aside, which would you go for?
But money is indeed how the world goes round. I can afford this, but is it worth the extra, close to 60% more, a month. (and all that extra interest) to have a new boat vs one with 160 hours?
So base Assumptions:
1.) that the current Yamaha financing deal applies to new 2017 AR240's/242 Ltd S.
2.) there is not some stupid 5k prep fee hidden from these listings.
Dealer1 with a new AR240 for 51k. (4.99%@15y,0down: 403.04 a month ) (dealer is 8 hours from me)
Pro: I can get the blue I prefer as he has several right now.
Dealer2 with a new 2017 242 Ltd S for 56k. (4.99%@15y,0down: 442.55 a month.) (dealer2 is 8 hours the other direction of dealer 1).
Pro: It's a limited with all the bells you get for a limited.
Pro: connext and better stereo than 1.
Cons: no idea on color.
Net interest difference between the two is an additional 2k over the life of the loan.
Option3. 2011 AR240 listed for 31k (4.75%@10y, 15%down: 276.27 a month.)
Pro: money for toys / seadek.
Cons: used, 160 hours, black. 7 years old.
I think I know what @seanmclean would say.
But money is indeed how the world goes round. I can afford this, but is it worth the extra, close to 60% more, a month. (and all that extra interest) to have a new boat vs one with 160 hours?
So base Assumptions:
1.) that the current Yamaha financing deal applies to new 2017 AR240's/242 Ltd S.
2.) there is not some stupid 5k prep fee hidden from these listings.
Dealer1 with a new AR240 for 51k. (4.99%@15y,0down: 403.04 a month ) (dealer is 8 hours from me)
Pro: I can get the blue I prefer as he has several right now.
Dealer2 with a new 2017 242 Ltd S for 56k. (4.99%@15y,0down: 442.55 a month.) (dealer2 is 8 hours the other direction of dealer 1).
Pro: It's a limited with all the bells you get for a limited.
Pro: connext and better stereo than 1.
Cons: no idea on color.
Net interest difference between the two is an additional 2k over the life of the loan.
Option3. 2011 AR240 listed for 31k (4.75%@10y, 15%down: 276.27 a month.)
Pro: money for toys / seadek.
Cons: used, 160 hours, black. 7 years old.
I think I know what @seanmclean would say.