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Did insurance rates go way up because people are telling me they're only paying around $600/yr and Progressive quoted me over $1300. NBOA quoted me $580/year with better coverage. Very confused.
Lots of factors play into the cost, especially location, but NBOA sounds like the ballpark I have seen. Even that sounds a little bit high but not by much.
I second that. State Farm is who I have for home and auto and they quoted me under $600 yr for an AR240. $600/yr is cheap considering what you get if you need it. Money well spent
@spankybeanz .....have heard that State Farm and Progressive have the best customer service ratings. For coverage we have 2 million 3rd party liability,15K per person medical, port insurance (for marinas)of 500K and total replacement cost of boat for three years from purchase date. I am with a canadian company and pay the equivalent of about USD 600 per year - that said I have never had an operating violation, accident or claim. (They missed a couple of opportunities to catch me over the speed limit LOL)
But when you calculate that payment based on the number of months the water isn't frozen in Canada its $300/month!!!! LOL (Just kidding)@spankybeanz .....have heard that State Farm and Progressive have the best customer service ratings. For coverage we have 2 million 3rd party liability,15K per person medical, port insurance (for marinas)of 500K and total replacement cost of boat for three years from purchase date. I am with a canadian company and pay the equivalent of about USD 600 per year - that said I have never had an operating violation, accident or claim. (They missed a couple of opportunities to catch me over the speed limit LOL)
I used to boat every year in Canada....the water was always "refreshing "!!!@Julian .....OUCH!!!!!
I have Progressive. Just added our 2021 252SE to our policy, rate was much lower than I thought. We have various discounts, 3 vehicles and now 2 boats. Been with them for 10 years now.
was just at lake Erie the other day. Cousin rented a cottage along the beach and i went to visit. Outside air temperature 59F. I had to double up on sweaters. Lake water temperature 79F... It was weird to put my hand in lake water while wearing two sweaters only to have it feel like bath water LOL. But then again, the lake is only 200ft deep at its deepest... most other bodies of water here have already cooled down to the point of being "unswimmable".. that is if youre not a seasoned Canadian
That seems high.. Mind you, your boat is newer and im not sure of your location.. Im paying $513/yr taxes in (390US) for my 18ft Sea Doo. similar coverage, and im 22 LOL!..@spankybeanz .....have heard that State Farm and Progressive have the best customer service ratings. For coverage we have 2 million 3rd party liability,15K per person medical, port insurance (for marinas)of 500K and total replacement cost of boat for three years from purchase date. I am with a canadian company and pay the equivalent of about USD 600 per year - that said I have never had an operating violation, accident or claim. (They missed a couple of opportunities to catch me over the speed limit LOL)
