Wow...necro'd.
Yup. Marketing to sell Yamaha's Fuel additives.
Nothing extra is needed except good quality gas (top tier) for regular operation, same as your car. People forget that cars operate in 100% humidity levels when it's pouring rain and they don't grind to a halt when you're driving, even older carb cars. And personally I've never been out boating in 100% humidity and pouring rain.
While fuel technically starts to break down immediately on it's way to the gas station, it's at a very slow rate and doesn't affect combustion performance for many weeks or months. I forgot to add stabilizer one winter in my old boat (fuel injected) and though it was rough starting in the spring, it ran fine once warmed up. A fresh tank of fuel the next day ran the same. Carb engines are a different story as the float bowls are vented to atmosphere and the small amount of fuel in the bowl breaks down quickly without stabilizer. If you run your carb engine every weekend, you're fine, but if you go away for a few weeks, it may be hard to start. Over longer winter storage, the fuel will break down, varnish and gum up the carb requiring a cleaning - been there, done that with my first 2-cyl motorcycle. The same can happen with lawnmowers and trimmers that sit unused all winter. My trimmer is 2-stroke though and the mixing oil has stabilizer in it so I don't worry about it.
This all about the manufacturers pumping up sales for the dealers and themselves. That's why your car dealer "recommends" you bring it to them for their "quality oil change", which is BS because they put in the cheapest stuff by the barrel that meets minimum spec. Which is why I do my own oil changes and use a better quality oil and filter for my vehicles. Saves me money too.
I use Yamalube in my Yamaha boat. Not because it's required in any way, but because it's formulated for the engines and has additives that most car oils today lack (moly). If I knew exactly what was in their Yamalube (we don't because Yamaha won't tell us) and could find a cheaper replacement, I'd run that instead. Oddly enough the owner's manual specifically states I can run almost anything I want without caring about formulations because it doesn't mention any special requirements beyond:
Recommended engine oil:
YAMALUBE 4W
Recommended engine oil type:
SAE 10W-30, 10W-40, 20W-40, 20W-50
Recommended engine oil grade
(3-star models):
API SG,SH,SJ,SL
Recommended engine oil grade
(4-star models):
API SJ,SL
This means any 10w40 meeting SG or higher spec oil will work in my engines (SJ is required in catalytic models). SG is over 20 years old which would mean our engines are pretty basic for needs. Heck it doesn't even say NMMA FC-W or marine grade required either...makes sense since Yamalube 4W is not FC-W listed, only their synthetic 10w30 is on the list. I think most oils would beat the unknown FC-W spec. Besides, what did everyone use in their boats before NMMA came up with their FC-W spec 15 years ago?