2kwik4u
Jetboaters Fleet Admiral
- Messages
- 7,825
- Reaction score
- 10,545
- Points
- 577
- Location
- Buffalo, NY
- Boat Make
- Yamaha
- Year
- 2017
- Boat Model
- AR
- Boat Length
- 19
Yamaha's finance rates on new boats are great. And they usually have some form of promo for free extended warranty.
Take this with a grain of salt. I personally consider Yamaha's heavy advertising of great interest rates to be significantly misleading.
I have what most consider to be excellent credit and did not qualify for the promotional rate. Credit score was a 795 and was told I had "second tier credit" and was not eligible for the 2.99% offer from Yamaha finance. 795 gets me a premium rate everywhere else in the world.
Also, Yamaha's finance is not through them, but through synchrony bank. Not a terrible place to deal with, but something you should know going in.
I ended up taking the Synchrony bank financing at 7.99% to get the deal done on a Saturday, then immediately refinanced with my credit union for 4.49% the next week.
Just some food for thought.