Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Welcome to Jetboaters.net!
We are delighted you have found your way to the best Jet Boaters Forum on the internet! Please consider Signing Up so that you can enjoy all the features and offers on the forum. We have members with boats from all the major manufacturers including Yamaha, Seadoo, Scarab and Chaparral. We don't email you SPAM, and the site is totally non-commercial. So what's to lose? IT IS FREE!
Membership allows you to ask questions (no matter how mundane), meet up with other jet boaters, see full images (not just thumbnails), browse the member map and qualifies you for members only discounts offered by vendors who run specials for our members only! (It also gets rid of this banner!)
Shhhh. I keep telling the admiral if we upgrade to a bigger boat and I build a nice garage that it will virtually pay for itself in a few years by allowing us to take more people so we don't have to travel as much as well as all the storage fees it will save if I store it in the back yard. Plus all the features it would save us money that come standard on the boat
Yes, with kickbacks and bonuses for Financing, dealer makes MORE money if you finance, not less. As others have suggested, use that knowledge to your advantage.
Going in and saying "I want to buy with cash" is going to entice them NOT to give you a deal. This is better:
You can go in the dealer and tell them that you're bringing your own financing. And steer the conversation into, "but we can see your financing". Run the credit. Tell them "its ok I prefer to use my financing". At this point they're going to want to do something to sell their own financing because they will get a bonus for that. The salesman is going to push hard and start pushing for reduced rates and stuff. Ask for extras and discount on the price. When you take the loan, wait until the account opens and then send the pay off.
I want to add, I unintentionally did this tactic when I bought my truck and it works. My credit is 800 and my credit union is known for really good rates. I can't remember the rates so I will fill in random numbers. I went in with my own financing and the financing manager really wanted to try his financing. He asks me:
FM: "Are you financing?"
ME: "I have my own financing through my credit union, i'm ok"
FM: "What rate did they give you? I think we can do better"
ME: "I dont think so.. but I have 2.4%"
*Runs credit*
FM: "GOOD NEWS! You can leave with the truck today and the rate is 2.7%"
ME: "Um, no thanks, my bank is better"
FM: "But, you're already here! The difference is only $5 a month and you don't have to go to your bank"
ME: "No thanks, 72 x 4 = approximately $350 more. It's worth coming back tomorrow"
FM: "ok ok.. how about we match the rate?"
ME: "um. I still prefer to use my own bank because I am comfortable with them"
For a long 5 minutes this salesman pressured me with all these silly reasons why I should use their financing. But i'm very stubborn... He finally decides to beat my rate by a few points and then I was saving $350. I know damn well that bank isn't giving me this rate. The finance managers have the power to "lower" the rate by reducing the actual sale price. "on the back end" they call it and we can't see the real numbers. I'm happy that I save money, and he's happy that he will receive a bonus at the end of the month. So instead of bargaining for a better rate, you can bargain for extras or discount on the sales price. Try it ?
